CrossPay go save you up to 5.4% vs the most expensive provider on this corridor — see the side-by-side ranking below.
All-in cost as a percentage of the amount you send. E combine visible fee + exchange-rate margin vs. the mid-market rate. Competitor rates verified on 17 June 2026.
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See your exact cost for real time — no signup required.
Most providers dey split their cost between a visible fee and an exchange-rate margin (the spread between the mid-market rate and the rate wey dem offer you). The 'all-in cost' column dey combine both into one percentage of the amount you send — that na the only number wey truly comparable across providers. CrossPay dey show the combined number upfront so no surprise go come after you confirm the transfer.
| Provider |
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| All-in cost |
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| Delivery |
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| Notes |
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| 1 | CrossPayBest value | 1.1% | 1-2 business days | |
| 2 | Afriex | 1.9% | 0-1 business days | Free over $10; margin in the rate View source |
| 3 | Flutterwave Send | 2.8% | 0-1 business days | 1% fee + FX margin View source |
| 4 | Chipper Cash | 4.0% | 0-1 business days | No fee, but wide FX margin View source |
| 5 | Bank transfer | 6.5% | 2-5 business days | Indicative bank-wire benchmark, incl. FX margin |
All-in cost combine provider fee and FX margin. Sourced from each provider's public quote tool. Rates fit vary by amount, payment method and recipient location.