CrossPay go save you up to 2.8% vs the most expensive provider on this corridor — see the side-by-side ranking below.
All-in cost as a percentage of the amount you send. E combine visible fee + exchange-rate margin vs. the mid-market rate. Competitor rates verified on 17 June 2026.
See your exact cost for real time — no signup required.
Most providers dey split their cost between a visible fee and an exchange-rate margin (the spread between the mid-market rate and the rate wey dem offer you). The 'all-in cost' column dey combine both into one percentage of the amount you send — that na the only number wey truly comparable across providers. CrossPay dey show the combined number upfront so no surprise go come after you confirm the transfer.
| Rank | Provider | All-in cost | Delivery | Notes |
|---|
| 1 | CrossPayBest value | 0.6% | 0-1 business days | |
| 2 | Wise | 1.1% | 0-1 business days | Mid-market rate + small fee View source |
| 3 | LemFi | 1.5% | 0-1 business days | No fee; margin in the rate View source |
| 4 | Remitly | 2.2% | 0-2 business days | Economy slower; Express costs more View source |
| 5 | Western Union | 3.4% | 1-3 business days | Higher for cash pickup View source |
All-in cost combine provider fee and FX margin. Sourced from each provider's public quote tool. Rates fit vary by amount, payment method and recipient location.