Fast, secure, and affordable cross-border payments for individuals and businesses
Choose how much to send and where. See the real exchange rate instantly.
Enter your recipient's bank details. We keep their information secure.
Pay with bank transfer or card. Track your money in real time until it arrives.
Send money to these destinations with great rates and fast delivery.
Nigeria → Kenya
NGN/KES · 1-2 business days
Nigeria → Ghana
NGN/GHS · 1-2 business days
Nigeria → Uganda
NGN/UGX · 1-3 business days
Nigeria → Tanzania
NGN/TZS · 1-3 business days
Nigeria → South Africa
NGN/ZAR · 1-2 business days
Nigeria → Rwanda
NGN/RWF · 1-3 business days
Nigeria → Senegal
NGN/XOF · 1-3 business days
Nigeria → Cameroon
NGN/XAF · 1-3 business days
From 0.6% on larger transfers (0.1% fee + ~0.5% spread). Smaller transfers may see a higher effective % because of the per-transfer fee floor — the calculator shows your exact rate before you commit. No hidden charges.
Most transfers arrive within 1-2 business days.
AES encryption, 2FA, and KYC/AML compliance.
See the real exchange rate before you send. What you see is what you get.
| Feature | CrossPay | Banks | Agents |
|---|---|---|---|
| Transfer fee | From 0.6% | 3-7% | 5-10% |
| Speed | 1-2 days | 3-5 days | 1-3 days |
| Exchange rate | Mid-market | Marked up 3-5% | Marked up 5-8% |
| Tracking | Real-time | Limited | None |
Tips, guides, and news about cross-border payments.
How to Send Money from Nigeria to Kenya — Complete Guide 2026
Step-by-step guide to sending money from Nigeria to Kenya. Compare NGN to KES exchange rates, fees, delivery times, and the cheapest transfer options.
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CrossPay vs Wise — Which Is Better for Africa Transfers?
Detailed comparison of CrossPay vs Wise for sending money to Kenya, Ghana, Uganda, and Tanzania from Nigeria. Fees, rates, speed, and features compared.
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