Most transfers from Nigeria to Ghana arrive within 1-2 business days.
CrossPay charges a 1.5% platform fee plus ₦500 fixed fee on NGN to GHS transfers, with a 1% exchange rate spread. For example, sending ₦100,000 costs approximately ₦3,000 total. No hidden charges.
The minimum transfer is ₦1,000. Maximum limits depend on your KYC tier: unverified accounts can send up to ₦160,000 daily, while fully verified users (BVN/NIN) can send up to ₦1,600,000 daily and ₦8,000,000 monthly.
CrossPay accepts Nigerian bank transfers and debit cards for NGN to GHS transfers.
CrossPay uses real-time market rates with a 1.5% platform fee, ₦500 fixed fee, and a 1% exchange rate spread. The total cost is always shown before you confirm — no hidden markups.
Yes. CrossPay provides real-time status updates via the app, email, and WhatsApp notifications.
You need a verified CrossPay account (BVN or NIN) and the recipient's Ghanaian bank account or mobile money details.
Transfer limits depend on your KYC verification level. Fully verified users can send up to ₦1.6M daily and ₦8M monthly.
You can cancel a transfer before it has been processed. Once processing begins, cancellation may not be possible.
CrossPay operates in compliance with applicable financial regulations. All transfers are monitored for anti-money laundering compliance.
Yes, you can initiate transfers 24/7. Processing times may vary on weekends and public holidays.
You'll need a valid government-issued ID (passport, driver's license, or national ID) for identity verification.
Nigerian Naira (NGN) is the official currency of Nigeria. Symbol: ₦. ISO 4217 code: NGN. CrossPay offers live NGN to GHS exchange rates updated in real time with transparent fees and fast delivery to Ghana.
Use CrossPay to send money from Nigeria to Ghana with great rates, low fees, and 1-2 day delivery.
Send Money to Ghana