Verify your identity on CrossPay to unlock transfers — accepted IDs (NIN, passport, driver's licence), the limits each tier unlocks, and how fast approval takes.
CrossPay is required to verify user identities to prevent fraud and comply with financial regulations. Verification unlocks your ability to send money.
| Tier | Daily Limit | Monthly Limit |
|---|---|---|
| Unverified | ₦0 (cannot send) | ₦0 |
| Pending | ₦160,000 | ₦800,000 |
| Verified | ₦1,600,000 | ₦8,000,000 |
Verification typically takes a few minutes to 1-2 business days.
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