Track how the NGN to GHS rate has changed over time. View 30-day, 90-day, and 1-year historical exchange rate charts.
The NGN to GHS exchange rate between Nigerian Naira and Ghanaian Cedi is influenced by economic conditions in both Nigeria and Ghana. CrossPay tracks these rates in real time and provides historical data to help you find the best time to send money.
Today, 1 NGN equals 0.00865672 GHS using CrossPay's live mid-market reference rate. We add only a transparent 0.5% spread, so the rate you see is close to the real interbank rate — far better than typical bank or bureau de change markups. Rates refresh continuously throughout the day.
1 NGN is worth 0.00865672 GHS right now on CrossPay's live mid-market rate. With our transparent 0.5% spread and no hidden fees, that is the real rate — not an inflated black-market or bank quote.
Most transfers from Nigeria to Ghana arrive within 1-2 business days.
About 6% all-in on NGN to GHS transfers — our 0.1% platform fee, the payment provider's cost and this corridor's exchange-rate spread together. The calculator on this page shows the exact figure for your amount before you send.
The minimum transfer is ₦1,000. Maximum limits depend on your KYC tier: unverified accounts can send up to ₦160,000 daily, while fully verified users (BVN/NIN) can send up to ₦1,600,000 daily and ₦8,000,000 monthly.
CrossPay accepts Nigerian bank transfers and debit cards for NGN to GHS transfers.
CrossPay uses real-time market rates with a 1% exchange-rate spread. The spread is one part of the cost — the total, including our margin and the payment provider's cost, is always shown before you confirm. No hidden markups.
Yes. CrossPay provides real-time status updates via the app, email, and WhatsApp notifications.
You need a verified CrossPay account (BVN or NIN) and the recipient's Ghanaian bank account or mobile money details.
Transfer limits depend on your KYC verification level. Fully verified users can send up to ₦1.6M daily and ₦8M monthly.
Summary of the last 30 days. The chart period selector below is independent.
Showing the most recent 30 of 31 observations
| Date | Close | Day change |
|---|---|---|
| 15 Oct 2026 | 0.008596 | -0.22% |
| 14 Oct 2026 | 0.008615 | -0.57% |
| 13 Oct 2026 | 0.008664 | +0.09% |
| 12 Oct 2026 | 0.008656 | -0.28% |
| 11 Oct 2026 | 0.00868 | 0.00% |
| 10 Oct 2026 | 0.00868 | +0.24% |
| 9 Oct 2026 | 0.00866 | -0.61% |
| 8 Oct 2026 | 0.008713 | -0.08% |
| 7 Oct 2026 | 0.00872 | +0.35% |
| 6 Oct 2026 | 0.00869 | +0.40% |
| 5 Oct 2026 | 0.008655 | +0.28% |
| 4 Oct 2026 | 0.008631 | -0.22% |
| 3 Oct 2026 | 0.00865 | +0.06% |
| 2 Oct 2026 | 0.008645 | +0.38% |
| 1 Oct 2026 | 0.008612 | -0.52% |
| 30 Sept 2026 | 0.008657 | +0.32% |
| 29 Sept 2026 | 0.008629 | +0.61% |
| 28 Sept 2026 | 0.008577 | -0.10% |
| 27 Sept 2026 | 0.008586 | +0.12% |
| 26 Sept 2026 | 0.008575 | -0.10% |
| 25 Sept 2026 | 0.008584 | +0.21% |
| 24 Sept 2026 | 0.008566 | 0.00% |
| 23 Sept 2026 | 0.008566 | +0.69% |
| 22 Sept 2026 | 0.008507 | +0.40% |
| 21 Sept 2026 | 0.008473 | +0.07% |
| 20 Sept 2026 | 0.008467 | -0.17% |
| 19 Sept 2026 | 0.008482 | +0.05% |
| 18 Sept 2026 | 0.008478 | +0.05% |
| 17 Sept 2026 | 0.008474 | -0.38% |
| 16 Sept 2026 | 0.008506 | +0.02% |