Nigerian Naira to Ghanaian Cedi Exchange Rate History

CrossPay shows the live NGN to GHS mid-market reference rate with only a transparent 0.5% spread. Use the calculator above to see today's exact rate and how much your recipient receives.

See the live 1 NGN to GHS rate in the calculator above. CrossPay uses the mid-market reference rate with a transparent 0.5% spread and no hidden fees.

Most transfers from Nigeria to Ghana arrive within 1-2 business days.

About 6% all-in on NGN to GHS transfers — our 0.1% platform fee, the payment provider's cost and this corridor's exchange-rate spread together. The calculator on this page shows the exact figure for your amount before you send.

The minimum transfer is ₦1,000. Maximum limits depend on your KYC tier: unverified accounts can send up to ₦160,000 daily, while fully verified users (BVN/NIN) can send up to ₦1,600,000 daily and ₦8,000,000 monthly.

CrossPay accepts Nigerian bank transfers and debit cards for NGN to GHS transfers.

CrossPay uses real-time market rates with a 1% exchange-rate spread. The spread is one part of the cost — the total, including our margin and the payment provider's cost, is always shown before you confirm. No hidden markups.