Nigeria to Zambia Transfer Fees
See exactly what you pay — no hidden fees, no surprise margins.
What you pay
CrossPay's all-in cost on Nigeria to Zambia transfers — the platform fee and exchange-rate margin combined as a single percentage of the amount you send.
- All-in cost
- 1.6% of amount sent
- Typical delivery time
- 1-3 business days
Calculate your transfer
See your exact cost in real time.
About transfer costs
Most providers split their cost between a visible fee and an exchange-rate margin (the spread between the mid-market rate and the rate they offer you). CrossPay shows the combined number upfront so you can compare like-for-like — no surprises after you send.
Fee FAQ
- What does CrossPay charge for a Nigeria to Zambia transfer?
- CrossPay charges 1.6% of the amount you send. This combines the platform fee and our exchange-rate margin into one transparent number. The calculator on this page shows your exact cost in real time.
- Are there any hidden fees?
- No. The percentage on this page is everything you pay. We don't charge weekend surcharges, recipient fees, or 'instant transfer' upgrades — what you see is what you pay.
- Why is CrossPay cheaper than Western Union or MoneyGram?
- Traditional providers maintain physical agent networks for cash pickup, which adds cost to every digital transfer too. CrossPay is digital-first — your money goes directly to your recipient's bank or mobile money account, so we pass those savings on.