Save up to 2.8% on every transfer compared to traditional providers.
CrossPay's all-in cost on United States to Nigeria transfers — the platform fee and exchange-rate margin combined as a single percentage of the amount you send.
Below is a comparison of CrossPay's all-in cost against major remittance providers for United States to Nigeria transfers. Rates verified on April 22, 2026.
| Provider | All-in cost | Delivery | Notes |
|---|---|---|---|
| CrossPayLowest cost | 1.0% | 1-2 business days | |
| Western Union | 3.8% | 1-3 business days | View source |
| Wise | 1.5% | 1-2 business days | View source |
| Remitly | 2.2% | 1-3 business days | View source |
All-in cost combines the provider's fee and exchange-rate margin vs. the mid-market rate. Sourced from each provider's public quote tool. Rates may vary by amount, payment method, and recipient location.
See your exact cost in real time.
Most providers split their cost between a visible fee and an exchange-rate margin (the spread between the mid-market rate and the rate they offer you). CrossPay shows the combined number upfront so you can compare like-for-like — no surprises after you send.