Most transfers from Nigeria to Ghana arrive within 1-2 business days.
CrossPay charges a 0.1% platform fee plus a small per-corridor exchange rate spread on NGN to GHS transfers. The calculator on this page shows your exact total before you send.
The minimum transfer is ₦1,000. Maximum limits depend on your KYC tier: unverified accounts can send up to ₦160,000 daily, while fully verified users (BVN/NIN) can send up to ₦1,600,000 daily and ₦8,000,000 monthly.
CrossPay accepts Nigerian bank transfers and debit cards for NGN to GHS transfers.
CrossPay uses real-time market rates with a 0.1% platform fee and a 1% exchange rate spread. The total cost is always shown before you confirm — no hidden markups.
Yes. CrossPay provides real-time status updates via the app, email, and WhatsApp notifications.
You need a verified CrossPay account (BVN or NIN) and the recipient's Ghanaian bank account or mobile money details.
Transfer limits depend on your KYC verification level. Fully verified users can send up to ₦1.6M daily and ₦8M monthly.
Nigerian Naira (NGN) is the official currency of Nigeria. Symbol: ₦. ISO 4217 code: NGN. CrossPay offers live NGN to GHS exchange rates updated in real time with transparent fees and fast delivery to Ghana.
Use CrossPay to send money from Nigeria to Ghana with great rates, low fees, and 1-2 day delivery.
Send Money to Ghana1 NGN = 0.008721 GHS
Mid-market reference rate. Your final rate includes a small spread — see the calculator below for the exact amount you'll receive.
No rate history available yet.
Rate history starts building as we collect daily snapshots. Live rates are still available in the calculator above.